{"schema_version":"secwatch.filing_event.v1","accession":"0001490906-25-000011","form_type":"8-K","ticker":"CFFN","cik":"0001490906","company_name":"Capitol Federal Financial, Inc.","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.434648+00:00","generated_at":"2026-05-23T08:01:45.934569+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Capitol Federal Q2 net income $15.4M ($0.12 EPS); NIM expands to 1.92%","bullets":["Net income of $15.4M ($0.12 EPS) flat vs prior quarter; net interest margin rose 6 bps to 1.92%.","Declared $0.085/share dividend payable May 16, 2025 to holders of record May 2, 2025.","Total assets $9.72B; deposits up $166.4M driven by high-yield savings account (APY 4.30%).","Commercial loan commitments $136.5M; portfolio continues shift from one-to-four-family to commercial.","Six-month net income $30.8M vs $16.3M a year ago, aided by absence of securities strategy losses."],"urls":{"canonical":"https://secwatch.observer/filing/0001490906-25-000011","json":"https://secwatch.observer/filing/0001490906-25-000011.json","markdown":"https://secwatch.observer/filing/0001490906-25-000011.md","text":"https://secwatch.observer/filing/0001490906-25-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1490906/000149090625000011/0001490906-25-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1490906/000149090625000011/cffn-20250422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T08:01:45.934569+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}