CFFN Q4 net income $18.8M, EPS $0.14; FY net income $68.0M, EPS $0.52, NIM 1.96%

Capitol Federal Financial, Inc.

2025-FY EPS reported $0.52 revenue$16,300,000

Net interest margin improved to 2.09% in Q4 from 1.98% prior quarter and 1.77% a year ago.
Commercial loans grew $607M (40.2%) during FY; commercial deposits up $190.2M (59.8%).
Efficiency ratio improved to 56.84% in Q4 from 58.26% in prior quarter.
Quarterly dividend maintained at $0.085/share; payable Nov 21 to holders of record Nov 7.
Repurchased 618,260 shares at avg $6.23 in Q4.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.