Capitol Federal Q1 FY2026 net income $20.3M ($0.16 EPS), up 8% QoQ and 32% YoY; NIM expands 10 bps to 2.19%

Capitol Federal Financial, Inc.

2026-Q1 EPS reported $0.16

Commercial loans grew $162.6M (30.7% annualized) to $2.28B; total loan portfolio $8.18B.
Efficiency ratio improved to 53.66% from 56.84% prior quarter; operating expense ratio 1.24%.
Repurchased 2.38M shares at avg $6.86 during quarter; $2.03B returned to shareholders since 2010.
Declared $0.085 quarterly dividend payable Feb 20, plus $0.04 special dividend paid Jan 23.
Management expects commercial loan growth ~1% in March Q and ~18% for FY2026.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.