secwatch.observer — SEC 8-K summary
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Issuer:     Capitol Federal Financial, Inc. (CFFN)
CIK:        0001490906
Form:       8-K
Filed at:   2026-04-29T23:59:59+00:00
Accession:  0001490906-26-000015
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capitol Federal reports Q2 FY2026 net income $20.1M, EPS $0.16; net interest margin expands to 2.24%
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- Net income $20.1M ($0.16 EPS) vs $20.3M prior quarter; net interest margin 2.24%, up 5 bps.
- Commercial loan growth $39.1M in quarter; total commercial loans $2.32B, 29% of portfolio.
- Share repurchases of $22.4M in Q2 and additional $7.0M post-quarter; dividends $0.085 regular.
- Provision for credit losses $2.4M, including $4.0M specific reserve on one commercial relationship.
- Efficiency ratio improved to 52.45% from 53.66% prior quarter; operating expense ratio 1.24%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1490906/000149090626000015/0001490906-26-000015-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1490906/000149090626000015/cffn-20260428.htm
  HTML page:      https://secwatch.observer/filing/0001490906-26-000015

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