secwatch.observer — SEC 8-K summary
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Issuer:     Capitol Federal Financial, Inc. (CFFN)
CIK:        0001490906
Form:       8-K
Filed at:   2026-07-29T15:42:47+00:00
Accession:  0001490906-26-000022
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capitol Federal Q3 net income $23.6M, EPS $0.19; NIM expands to 2.31%
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- Net income of $23.6M ($0.19 diluted EPS) vs $20.1M in prior quarter; net interest margin up 7 bps to 2.31%.
- Commercial loan portfolio grew $155.2M in Q3 to $2.47B; single-family loans declined to $5.60B.
- Repurchased 1,837,832 shares for $15.5M in Q3; total YTD repurchases of 6.4M shares for $45.9M.
- Quarterly cash dividend of $0.085 per share declared, payable Aug 21, 2026 to holders of record Aug 7, 2026.
- Efficiency ratio improved to 52.10% from 52.45%; tangible book value per share $8.04.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1490906/000149090626000022/0001490906-26-000022-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1490906/000149090626000022/cffn-20260728.htm
  HTML page:      https://secwatch.observer/filing/0001490906-26-000022

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