Landmark Bancorp Q4 EPS $0.63 vs $1.12 YoY; increases dividend to $0.21

LANDMARK BANCORP INC

2021-FY EPS reported $3.60

Diluted EPS $0.63 (Q4 2021) vs $1.12 (Q4 2020) and $0.90 (Q3 2021); net income $3.1M vs $5.6M and $4.5M.
Full-year 2021 diluted EPS $3.60 vs $3.91 in 2020; net income $18.0M vs $19.5M.
Board approves $0.21/share cash dividend (10.3% increase from $0.19), payable March 2, record Feb 16.
Core loan growth (ex-PPP) $9.1M (5.6% annualized) in Q4; total deposits up $81.8M (28.3%) in quarter.
No provision for loan losses; net loan recoveries $9,000; non-accrual loans fell to $5.2M from $9.8M.

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