{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-22-023053","form_type":"8-K","ticker":"OXBR","cik":"0001584831","company_name":"OXBRIDGE RE HOLDINGS Ltd","filed_at":"2022-08-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:56.260611+00:00","generated_at":"2026-06-23T23:51:08.708607+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Oxbridge Re reports Q2 net income $77k, H1 net loss $310k; combined ratio rises","bullets":["Q2 net income $77k ($0.01/share) vs $448k ($0.08) in Q2 2021.","H1 2022 net loss $310k ($0.05 loss) vs net income $476k ($0.08) in H1 2021.","Net premiums earned Q2 $194k vs $205k; H1 $404k vs $386k.","Combined ratio increased to 211.3% (Q2) and 191.1% (H1) vs 162.9% and 157.3% last year.","Cash and equivalents $4.6M at June 30, 2022, down from $5.4M at Dec 31, 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-22-023053","json":"https://secwatch.observer/filing/0001493152-22-023053.json","markdown":"https://secwatch.observer/filing/0001493152-22-023053.md","text":"https://secwatch.observer/filing/0001493152-22-023053.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1584831/000149315222023053/0001493152-22-023053-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1584831/000149315222023053/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T23:51:08.708607+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}