---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-22-023053"
form_type: "8-K"
ticker: "OXBR"
cik: "0001584831"
company_name: "OXBRIDGE RE HOLDINGS Ltd"
filed_at: "2022-08-15T23:59:59+00:00"
generated_at: "2026-06-23T23:51:08.708607+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Oxbridge Re reports Q2 net income $77k, H1 net loss $310k; combined ratio rises

## Summary
- Q2 net income $77k ($0.01/share) vs $448k ($0.08) in Q2 2021.
- H1 2022 net loss $310k ($0.05 loss) vs net income $476k ($0.08) in H1 2021.
- Net premiums earned Q2 $194k vs $205k; H1 $404k vs $386k.
- Combined ratio increased to 211.3% (Q2) and 191.1% (H1) vs 162.9% and 157.3% last year.
- Cash and equivalents $4.6M at June 30, 2022, down from $5.4M at Dec 31, 2021.

## SEC filing metadata
- accession: 0001493152-22-023053
- form_type: 8-K
- ticker: OXBR
- cik: 0001584831
- company_name: OXBRIDGE RE HOLDINGS Ltd
- filed_at: 2022-08-15T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584831/000149315222023053/0001493152-22-023053-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584831/000149315222023053/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-22-023053
- JSON: https://secwatch.observer/filing/0001493152-22-023053.json
- Plain text: https://secwatch.observer/filing/0001493152-22-023053.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.