---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-22-026900"
form_type: "8-K"
ticker: "NTWK"
cik: "0001039280"
company_name: "NETSOL TECHNOLOGIES INC"
filed_at: "2022-09-27T23:59:59+00:00"
generated_at: "2026-06-23T07:08:49.783606+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NetSol Q4 net loss $2.2M; FY22 ARR up 27.6% to $28.3M

## Summary
- Q4 net revenues $13.5M (down 12% YoY); full-year revenues $57.2M up 4.2%.
- GAAP net loss $2.2M ($0.19/diluted share) vs prior-year Q4 net income $1.9M ($0.17/share).
- Annual recurring revenue (SaaS+Support) grew 27.6% to $28.3M for FY 2022.
- Signed $5M contract with Swedish bank for NFS Ascent; $2.2M government contract in Pakistan.
- Non-GAAP adjusted EBITDA -$1.4M vs +$2.9M prior year.

## SEC filing metadata
- accession: 0001493152-22-026900
- form_type: 8-K
- ticker: NTWK
- cik: 0001039280
- company_name: NETSOL TECHNOLOGIES INC
- filed_at: 2022-09-27T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1039280/000149315222026900/0001493152-22-026900-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1039280/000149315222026900/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-22-026900
- JSON: https://secwatch.observer/filing/0001493152-22-026900.json
- Plain text: https://secwatch.observer/filing/0001493152-22-026900.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.