---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-22-030216"
form_type: "8-K"
ticker: "LARK"
cik: "0001141688"
company_name: "LANDMARK BANCORP INC"
filed_at: "2022-11-02T23:59:59+00:00"
generated_at: "2026-06-22T12:09:16.352093+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Landmark Bancorp Q3 EPS $0.50 vs $0.90 YoY; cash dividend $0.21 and 5% stock dividend declared

## Summary
- Net earnings $2.5M, down from $4.5M in Q3 2021; diluted EPS $0.50 vs $0.90 YoY.
- Gross loans increased $41.4M (24.5% annualized) from prior quarter; loan growth driven by commercial real estate, residential, agricultural, and commercial loans.
- Net interest income rose 24.7% annualized from Q2 2022, net interest margin expanded to 3.21%.
- Cash dividend $0.21/share payable Nov 30 to holders of record Nov 16; 5% stock dividend payable Dec 16 to holders of record Dec 2.
- Completed acquisition of Freedom Bancshares on Oct 1, 2022 (not in Q3 results); acquired $118M loans and $150M deposits.

## SEC filing metadata
- accession: 0001493152-22-030216
- form_type: 8-K
- ticker: LARK
- cik: 0001141688
- company_name: LANDMARK BANCORP INC
- filed_at: 2022-11-02T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1141688/000149315222030216/0001493152-22-030216-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1141688/000149315222030216/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-22-030216
- JSON: https://secwatch.observer/filing/0001493152-22-030216.json
- Plain text: https://secwatch.observer/filing/0001493152-22-030216.txt

## Key facts
- Earnings Releases
  LANDMARK BANCORP INC reported financial results for the three months ended September 30, 2022.
  - Period: the three months ended September 30, 2022
  - Result: reported results
  source text: On November 2, 2022, Landmark Bancorp, Inc. (the “Company”) issued a press release announcing financial results for the three months ended September 30, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1141688/000149315222030216/0001493152-22-030216-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.