---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-23-009728"
form_type: "8-K"
ticker: "OXBR"
cik: "0001584831"
company_name: "OXBRIDGE RE HOLDINGS Ltd"
filed_at: "2023-03-30T23:59:59+00:00"
generated_at: "2026-06-17T09:13:03.912550+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Oxbridge Re reports Q4 net income $678k, full-year net loss $1.8M; SPAC deal and token offering announced

## Summary
- Q4 net income $678k ($0.12 EPS) vs $1.6M ($0.27) prior year; full year net loss $1.8M ($0.31) vs income $8.6M ($1.49).
- Net premiums earned Q4 nil vs $210k; full year $995k vs $965k.
- Loss ratio 107.8% vs 16.4% due to Hurricane Ian; combined ratio 260.9% vs 162.6%.
- SPAC Oxbridge Acquisition filed business combination with Jet Token; expected close late Q2 2023; Oxbridge Re holds $14.26M in Class B shares plus warrants.
- SurancePlus offering up to $5M DeltaCat Re Tokens at $10 each; expected 196% return over three years if no losses.

## SEC filing metadata
- accession: 0001493152-23-009728
- form_type: 8-K
- ticker: OXBR
- cik: 0001584831
- company_name: OXBRIDGE RE HOLDINGS Ltd
- filed_at: 2023-03-30T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584831/000149315223009728/0001493152-23-009728-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584831/000149315223009728/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-23-009728
- JSON: https://secwatch.observer/filing/0001493152-23-009728.json
- Plain text: https://secwatch.observer/filing/0001493152-23-009728.txt

## Key facts
- Earnings Releases
  OXBRIDGE RE HOLDINGS Ltd reported the three months ended December 31, 2022 results: net income $678,000, EPS $0.12 per basic and diluted earnings per share.
  - Period: the three months ended December 31, 2022
  - Net income: $678,000
  - EPS: $0.12 per basic and diluted earnings per share
  - Result: reported results
  source text: For the three months ended December 31, 2022 the Company generated net income of $678,000 or $0.12 per basic and diluted earnings per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1584831/000149315223009728/0001493152-23-009728-index.htm
- Earnings Releases
  OXBRIDGE RE HOLDINGS Ltd reported the year ended December 31, 2022 results: net income net loss of $1.8 million, EPS ($0.31) per basic and diluted loss per share.
  - Period: the year ended December 31, 2022
  - Net income: net loss of $1.8 million
  - EPS: ($0.31) per basic and diluted loss per share
  - Result: reported results
  source text: For the year ended December 31, 2022 the Company incurred a net loss of $1.8 million or ($0.31) per basic and diluted loss per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1584831/000149315223009728/0001493152-23-009728-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.