{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-23-009753","form_type":"8-K","ticker":"SHFS","cik":"0001854963","company_name":"SHF Holdings, Inc.","filed_at":"2023-03-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.179863+00:00","generated_at":"2026-06-17T09:43:45.646712+00:00","sec_items":["1.01","3.02","7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"SHF Holdings settles $64.7M deferred obligation with $14.5M note and 11.2M shares to PCCU","bullets":["Resolved $64.7M deferred payable from Sept 2022 business combination with PCCU.","Issued 5-year $14.5M senior secured note at 4.25% interest to PCCU.","Issued 11.2M shares of Class A common stock, giving PCCU 54.93% ownership.","Lock-up restricts PCCU from transferring shares for 6 months or until change-of-control transaction.","CEO says restructuring removes financial constraints and positions for growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-23-009753","json":"https://secwatch.observer/filing/0001493152-23-009753.json","markdown":"https://secwatch.observer/filing/0001493152-23-009753.md","text":"https://secwatch.observer/filing/0001493152-23-009753.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1854963/000149315223009753/0001493152-23-009753-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1854963/000149315223009753/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T09:43:45.646712+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1d848a7e6438f3716204f371b617e10e19a53020","claim":"SHF Holdings, Inc. entered into Securities Issuance Agreement with Partner Colorado Credit Union valued at 11,200,000 shares (effective 2023-03-29).","evidence_excerpt":"A Securities Issuance Agreement, pursuant to which the Company will issue 11,200,000 shares of the Company’s Class A Common Stock (the “Shares”) to PCCU.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1854963/000149315223009753/0001493152-23-009753-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"equity purchase"},{"label":"Counterparty","value":"Partner Colorado Credit Union"},{"label":"Value","value":"11,200,000 shares"},{"label":"Effective","value":"2023-03-29"}],"fact_type":"material_agreement"},{"claim_id":"c782c5db765ed39422d16efdaedabd90c82bb103","claim":"SHF Holdings, Inc. entered into Senior Secured Promissory Note with Partner Colorado Credit Union valued at $14,500,000 (effective 2023-03-29).","evidence_excerpt":"On March 29, 2023, the Company and PCCU entered into the following definitive transaction documents to settle and restructure the Deferred Obligation:: ● A five-year Senior Secured Promissory Note (the “Note”) in the principal amount of $14,500,000 bearing interest at the rate of 4.25% and a Security Agreement","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1854963/000149315223009753/0001493152-23-009753-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Partner Colorado Credit Union"},{"label":"Value","value":"$14,500,000"},{"label":"Effective","value":"2023-03-29"}],"fact_type":"material_agreement"},{"claim_id":"f2e7a29b297b12f698492414de6cb42ed02d91d6","claim":"SHF Holdings, Inc. entered into Commercial Alliance Agreement with Partner Colorado Credit Union (effective 2023-03-29).","evidence_excerpt":"A Commercial Alliance Agreement (the “Alliance Agreement”) that sets forth the terms and conditions of the lending-related and account-related services governing the relationship between the Company and PCCU from and after the date of the transactions.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1854963/000149315223009753/0001493152-23-009753-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Counterparty","value":"Partner Colorado Credit Union"},{"label":"Effective","value":"2023-03-29"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}