{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-23-015055","form_type":"8-K","ticker":"AREB","cik":"0001648087","company_name":"AMERICAN REBEL HOLDINGS INC","filed_at":"2023-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.828659+00:00","generated_at":"2026-06-16T05:05:42.824276+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"American Rebel enters $1M secured loan at 22.8% interest, CEO personally guarantees","bullets":["Received $980,000 net of fees under $1,000,000 Business Loan and Security Agreement.","Loan requires 64 weekly payments of $20,000, total repayment of $1,280,000.","Principal balance bears interest at 22.8% per annum.","Loan is secured by all company and subsidiary assets, subordinate to existing line of credit.","CEO Charles A. Ross, Jr. provided a personal guaranty for the loan."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-23-015055","json":"https://secwatch.observer/filing/0001493152-23-015055.json","markdown":"https://secwatch.observer/filing/0001493152-23-015055.md","text":"https://secwatch.observer/filing/0001493152-23-015055.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1648087/000149315223015055/0001493152-23-015055-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1648087/000149315223015055/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T05:05:42.824276+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"442969043c2a6380dfef2fc33c0c134fff586d58","claim":"AMERICAN REBEL HOLDINGS INC incurred loan of $1,000,000 at 22.8%.","evidence_excerpt":"On April 14, 2023, the Registrant entered into a $1,000,000 Business Loan and Security Agreement (the “Secured Loan”) with an accredited investor lending source (the “Lender”).","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1648087/000149315223015055/0001493152-23-015055-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"loan"},{"label":"Principal","value":"$1,000,000"},{"label":"Rate","value":"22.8%"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"88959b73371931e64413a4f0c3a7305a717ff182","claim":"AMERICAN REBEL HOLDINGS INC entered into Secured Loan with an accredited investor lending source (the “Lender”) valued at $1,000,000 (effective 2023-04-14).","evidence_excerpt":"On April 14, 2023, the Registrant entered into a $1,000,000 Business Loan and Security Agreement (the “Secured Loan”) with an accredited investor lending source (the “Lender”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1648087/000149315223015055/0001493152-23-015055-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"an accredited investor lending source (the “Lender”)"},{"label":"Value","value":"$1,000,000"},{"label":"Effective","value":"2023-04-14"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}