---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-23-015055"
form_type: "8-K"
ticker: "AREB"
cik: "0001648087"
company_name: "AMERICAN REBEL HOLDINGS INC"
filed_at: "2023-05-01T23:59:59+00:00"
generated_at: "2026-06-16T05:05:42.824276+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# American Rebel enters $1M secured loan at 22.8% interest, CEO personally guarantees

## Summary
- Received $980,000 net of fees under $1,000,000 Business Loan and Security Agreement.
- Loan requires 64 weekly payments of $20,000, total repayment of $1,280,000.
- Principal balance bears interest at 22.8% per annum.
- Loan is secured by all company and subsidiary assets, subordinate to existing line of credit.
- CEO Charles A. Ross, Jr. provided a personal guaranty for the loan.

## SEC filing metadata
- accession: 0001493152-23-015055
- form_type: 8-K
- ticker: AREB
- cik: 0001648087
- company_name: AMERICAN REBEL HOLDINGS INC
- filed_at: 2023-05-01T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1648087/000149315223015055/0001493152-23-015055-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1648087/000149315223015055/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-23-015055
- JSON: https://secwatch.observer/filing/0001493152-23-015055.json
- Plain text: https://secwatch.observer/filing/0001493152-23-015055.txt

## Key facts
- Debt Financings
  AMERICAN REBEL HOLDINGS INC incurred loan of $1,000,000 at 22.8%.
  - Instrument: loan
  - Principal: $1,000,000
  - Rate: 22.8%
  - Event: incurrence
  source text: On April 14, 2023, the Registrant entered into a $1,000,000 Business Loan and Security Agreement (the “Secured Loan”) with an accredited investor lending source (the “Lender”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1648087/000149315223015055/0001493152-23-015055-index.htm
- Material Agreements
  AMERICAN REBEL HOLDINGS INC entered into Secured Loan with an accredited investor lending source (the “Lender”) valued at $1,000,000 (effective 2023-04-14).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: an accredited investor lending source (the “Lender”)
  - Value: $1,000,000
  - Effective: 2023-04-14
  source text: On April 14, 2023, the Registrant entered into a $1,000,000 Business Loan and Security Agreement (the “Secured Loan”) with an accredited investor lending source (the “Lender”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1648087/000149315223015055/0001493152-23-015055-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.