---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-23-015783"
form_type: "8-K"
ticker: "HTCR"
cik: "0001892322"
company_name: "HeartCore Enterprises, Inc."
filed_at: "2023-05-08T23:59:59+00:00"
generated_at: "2026-06-15T14:27:46.936605+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# HeartCore lends $300K to ZEROSPO via 8% promissory note with 180-day maturity

## Summary
- Principal amount $300,000 with 8% annual interest; maturity within 180 days from May 2, 2023.
- Note prepayable at ZEROSPO's option; default interest rate increases to 12% per annum.
- Proceeds support ZEROSPO's capital-raising or Nasdaq listing milestones.
- HeartCore is the buyer/lender; ZEROSPO is a Cayman Islands exempted company.

## SEC filing metadata
- accession: 0001493152-23-015783
- form_type: 8-K
- ticker: HTCR
- cik: 0001892322
- company_name: HeartCore Enterprises, Inc.
- filed_at: 2023-05-08T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1892322/000149315223015783/0001493152-23-015783-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1892322/000149315223015783/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-23-015783
- JSON: https://secwatch.observer/filing/0001493152-23-015783.json
- Plain text: https://secwatch.observer/filing/0001493152-23-015783.txt

## Key facts
- Material Agreements
  HeartCore Enterprises, Inc. entered into Note Purchase Agreement with ZEROSPO valued at $300,000 (effective 2023-05-02).
  - Action: entry
  - Agreement: notes offering
  - Counterparty: ZEROSPO
  - Value: $300,000
  - Effective: 2023-05-02
  source text: On May 2, 2023, HeartCore Enterprises, Inc. (the “Company”) entered into that certain Note Purchase Agreement by and between the Company and ZEROSPO. Pursuant to the terms of the Note Purchase Agreement, ZEROSPO agreed to issue and sell to the Company, and the Company agreed to purchase, a promissory note in the principal amount of $300,000 (the “Note”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1892322/000149315223015783/0001493152-23-015783-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.