---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-23-036471"
form_type: "8-K"
ticker: "OPHC"
cik: "0001288855"
company_name: "OptimumBank Holdings, Inc."
filed_at: "2023-10-06T23:59:59+00:00"
generated_at: "2026-06-10T03:15:53.437044+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# OptimumBank assets exceed $712M in Q3 2023, up $612M over five years

## Summary
- Assets exceeded $712 million at Q3 2023, up from $99.45 million five years ago.
- Year-to-date 2023 asset growth approximately $127 million through September 30.
- Strategic plan includes expanding lending, core deposits, fee-based income, and M&A as buyer.
- Focus on maintaining well-capitalized status and improving net interest margin.
- Chairman highlights goal of increasing shareholder returns through earnings growth.

## SEC filing metadata
- accession: 0001493152-23-036471
- form_type: 8-K
- ticker: OPHC
- cik: 0001288855
- company_name: OptimumBank Holdings, Inc.
- filed_at: 2023-10-06T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1288855/000149315223036471/0001493152-23-036471-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1288855/000149315223036471/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-23-036471
- JSON: https://secwatch.observer/filing/0001493152-23-036471.json
- Plain text: https://secwatch.observer/filing/0001493152-23-036471.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.