{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-23-038342","form_type":"8-K","ticker":"BCAL","cik":"0001795815","company_name":"California BanCorp \\ CA","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.490779+00:00","generated_at":"2026-06-09T08:45:19.634406+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Southern California Bancorp Reports Q3 2023 Net Income of $6.6M, EPS $0.35","bullets":["Net income of $6.6 million for Q3 2023, compared to $6.9 million in Q3 2022.","Net interest margin decreased to 4.23% from 4.36% in the prior quarter.","Nonperforming assets ratio increased to 0.62% due to a $14.3M multifamily loan placed on non-accrual.","Tangible book value per share rose to $13.08 from $12.82 in the prior quarter.","Total deposits remained steady at $1.98 billion."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-23-038342","json":"https://secwatch.observer/filing/0001493152-23-038342.json","markdown":"https://secwatch.observer/filing/0001493152-23-038342.md","text":"https://secwatch.observer/filing/0001493152-23-038342.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1795815/000149315223038342/0001493152-23-038342-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1795815/000149315223038342/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T08:45:19.634406+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f3c593de36d34f185bfd2e3dcd63b7277fb3d3fb","claim":"California BanCorp \\ CA reported third quarter of 2023 results: net income $6.6 million, EPS $0.35 per diluted share.","evidence_excerpt":"Southern California Bancorp reported net income of $6.6 million for the third quarter of 2023, or $0.35 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1795815/000149315223038342/0001493152-23-038342-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2023"},{"label":"Net income","value":"$6.6 million"},{"label":"EPS","value":"$0.35 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}