---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-23-038342"
form_type: "8-K"
ticker: "BCAL"
cik: "0001795815"
company_name: "California BanCorp \\ CA"
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T08:45:19.634406+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Southern California Bancorp Reports Q3 2023 Net Income of $6.6M, EPS $0.35

## Summary
- Net income of $6.6 million for Q3 2023, compared to $6.9 million in Q3 2022.
- Net interest margin decreased to 4.23% from 4.36% in the prior quarter.
- Nonperforming assets ratio increased to 0.62% due to a $14.3M multifamily loan placed on non-accrual.
- Tangible book value per share rose to $13.08 from $12.82 in the prior quarter.
- Total deposits remained steady at $1.98 billion.

## SEC filing metadata
- accession: 0001493152-23-038342
- form_type: 8-K
- ticker: BCAL
- cik: 0001795815
- company_name: California BanCorp \ CA
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1795815/000149315223038342/0001493152-23-038342-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1795815/000149315223038342/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-23-038342
- JSON: https://secwatch.observer/filing/0001493152-23-038342.json
- Plain text: https://secwatch.observer/filing/0001493152-23-038342.txt

## Key facts
- Earnings Releases
  California BanCorp \ CA reported third quarter of 2023 results: net income $6.6 million, EPS $0.35 per diluted share.
  - Period: third quarter of 2023
  - Net income: $6.6 million
  - EPS: $0.35 per diluted share
  - Result: reported results
  source text: Southern California Bancorp reported net income of $6.6 million for the third quarter of 2023, or $0.35 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1795815/000149315223038342/0001493152-23-038342-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.