---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-23-038866"
form_type: "8-K"
ticker: "LARK"
cik: "0001141688"
company_name: "LANDMARK BANCORP INC"
filed_at: "2023-10-31T23:59:59+00:00"
generated_at: "2026-06-09T04:09:29.294702+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Landmark Bancorp Q3 EPS $0.55 vs $0.48 YoY; declares cash + stock dividend

## Summary
- Diluted EPS $0.55 for Q3 2023, up from $0.48 YoY; net earnings $2.9M vs $2.5M.
- Net interest margin 3.06%, down from 3.21% prior quarter; net interest income $10.6M.
- Gross loans increased $44.2M (19.6% annualized) driven by residential, CRE, commercial.
- Non-accrual loans $4.4M (0.47% of loans) up $1.7M; net loan recoveries $521K.
- Cash dividend $0.21/share payable Nov 29; 5% stock dividend payable Dec 15.

## SEC filing metadata
- accession: 0001493152-23-038866
- form_type: 8-K
- ticker: LARK
- cik: 0001141688
- company_name: LANDMARK BANCORP INC
- filed_at: 2023-10-31T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1141688/000149315223038866/0001493152-23-038866-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1141688/000149315223038866/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-23-038866
- JSON: https://secwatch.observer/filing/0001493152-23-038866.json
- Plain text: https://secwatch.observer/filing/0001493152-23-038866.txt

## Key facts
- Earnings Releases
  LANDMARK BANCORP INC reported three and nine months ended September 30, 2023 results: net income $2.9 million, EPS $0.55.
  - Period: three and nine months ended September 30, 2023
  - Net income: $2.9 million
  - EPS: $0.55
  - Result: reported results
  source text: On October 31, 2023, Landmark Bancorp, Inc. (the “Company”) issued a press release announcing financial results for the three and nine months ended September 30, 2023. The press release is furnished as Exhibit 99.1 and is incorporated herein by reference.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1141688/000149315223038866/0001493152-23-038866-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.