{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-23-041060","form_type":"8-K","ticker":"SHFS","cik":"0001854963","company_name":"SHF Holdings, Inc.","filed_at":"2023-11-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.086628+00:00","generated_at":"2026-06-08T04:02:21.161935+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Safe Harbor Q3 2023 revenue rises 82% to $4.3M but net loss $748K; FY revenue guide $16-16.5M","bullets":["Q3 revenue $4.3M (+82% YoY); net loss $748K vs net income $1.06M in Q3 2022.","Nine-month revenue $13.1M (+122% YoY); net loss $19.8M includes $13.2M goodwill and $3.7M intangible impairments.","Loan book value $42.2M (+123% YoY); total deposits $1.08B (+28.7% YoY).","Full-year 2023 revenue guidance $16-16.5M (prior year $9.5M).","Adjusted EBITDA positive for third consecutive quarter at $1.05M."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-23-041060","json":"https://secwatch.observer/filing/0001493152-23-041060.json","markdown":"https://secwatch.observer/filing/0001493152-23-041060.md","text":"https://secwatch.observer/filing/0001493152-23-041060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1854963/000149315223041060/0001493152-23-041060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1854963/000149315223041060/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T04:02:21.161935+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"316d3af414902c5f9a28bb301ffaf52f72e84522","claim":"SHF Holdings, Inc. updated its three- and nine-month results for the period ended September 30, 2023 guidance (raised).","evidence_excerpt":"SHF Holdings, Inc., d/b/a/ Safe Harbor Financial (“Safe Harbor” or the “Company”) (NASDAQ: SHFS) , a leader in facilitating financial services and credit facilities to the regulated cannabis industry, announced today its three- and nine-month results for the period ended September 30, 2023 (“Q3 2023”).","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1854963/000149315223041060/0001493152-23-041060-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three- and nine-month results for the period ended September 30, 2023"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}