secwatch.observer — SEC 8-K summary
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Issuer:     SHF Holdings, Inc. (SHFS)
CIK:        0001854963
Form:       8-K
Filed at:   2023-11-14T23:59:59+00:00
Accession:  0001493152-23-041060
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Safe Harbor Q3 2023 revenue rises 82% to $4.3M but net loss $748K; FY revenue guide $16-16.5M
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- Q3 revenue $4.3M (+82% YoY); net loss $748K vs net income $1.06M in Q3 2022.
- Nine-month revenue $13.1M (+122% YoY); net loss $19.8M includes $13.2M goodwill and $3.7M intangible impairments.
- Loan book value $42.2M (+123% YoY); total deposits $1.08B (+28.7% YoY).
- Full-year 2023 revenue guidance $16-16.5M (prior year $9.5M).
- Adjusted EBITDA positive for third consecutive quarter at $1.05M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1854963/000149315223041060/0001493152-23-041060-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1854963/000149315223041060/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-23-041060

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer