{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-23-044134","form_type":"8-K","ticker":"OPHC","cik":"0001288855","company_name":"OptimumBank Holdings, Inc.","filed_at":"2023-12-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.538274+00:00","generated_at":"2026-06-07T15:27:25.048868+00:00","sec_items":["2.02","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"OptimumBank assets exceed $755.7M; core earnings up to $1.41M; SBA lending approved","bullets":["Total assets reached $755.7M as of Oct 2023, up $43M from prior month; net loans increased $26M.","Core earnings (non-GAAP) for Oct 2023 were $1,410,900, up from $963,215 at Dec 2022.","SNF loan portfolio grew to over $28M since entering that business last year.","Approved for SBA lending; closed first $300K loan, $15M pipeline, targeting $50M in SBA loans in 2024.","Net income for Oct 2023 was $749,888 versus $540,836 at Dec 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-23-044134","json":"https://secwatch.observer/filing/0001493152-23-044134.json","markdown":"https://secwatch.observer/filing/0001493152-23-044134.md","text":"https://secwatch.observer/filing/0001493152-23-044134.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1288855/000149315223044134/0001493152-23-044134-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1288855/000149315223044134/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T15:27:25.048868+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"785ed90ebe2e2bddffcd52ace9dbc2a510f0c626","claim":"OptimumBank Holdings, Inc. reported financial results for the month ended October 31, 2023.","evidence_excerpt":"On December 8, 2023, OptimumBank Holdings, Inc. issued a press release describing aspects of its results of operations for the month ended October 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1288855/000149315223044134/0001493152-23-044134-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the month ended October 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}