---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-24-000331"
form_type: "8-K"
ticker: "AREB"
cik: "0001648087"
company_name: "AMERICAN REBEL HOLDINGS INC"
filed_at: "2024-01-03T23:59:59+00:00"
generated_at: "2026-06-07T04:42:34.129404+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# American Rebel borrows $500K via secured loan at 22% interest; CEO provides personal guaranty

## Summary
- Received $490,000 net from $500,000 Secured Loan with Alt Banq Inc.; 52 weekly payments of $11,731 total $610,000.
- Principal bears interest at 22% per annum; loan secured by all assets, second to prior line of credit.
- CEO Charles A. Ross, Jr. issued a personal guaranty for the full amount of the loan.

## SEC filing metadata
- accession: 0001493152-24-000331
- form_type: 8-K
- ticker: AREB
- cik: 0001648087
- company_name: AMERICAN REBEL HOLDINGS INC
- filed_at: 2024-01-03T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1648087/000149315224000331/0001493152-24-000331-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1648087/000149315224000331/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-24-000331
- JSON: https://secwatch.observer/filing/0001493152-24-000331.json
- Plain text: https://secwatch.observer/filing/0001493152-24-000331.txt

## Key facts
- Debt Financings
  AMERICAN REBEL HOLDINGS INC incurred loan of $500,000 with Alt Banq Inc. at 22% per annum maturing 52 weekly payments.
  - Instrument: loan
  - Principal: $500,000
  - Counterparty: Alt Banq Inc.
  - Rate: 22% per annum
  - Maturity: 52 weekly payments
  - Event: incurrence
  source text: On December 28, 2023, the Registrant entered into a $500,000 Business Loan and Security Agreement (the “Secured Loan”) with Alt Banq Inc., an accredited investor lending source (the “Lender”). Under the Secured Loan, the Registrant received $490,000 on December 29, 2023, which was net of fees to the Lender. The Secured Loan requires 52 weekly payments of $11,731, for a total repayment of $610,000 to the Lender. The principal balance bears interest at 22% per annum.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1648087/000149315224000331/0001493152-24-000331-index.htm
- Material Agreements
  AMERICAN REBEL HOLDINGS INC entered into Secured Loan with Alt Banq Inc. valued at $500,000 (effective 2023-12-28).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Alt Banq Inc.
  - Value: $500,000
  - Effective: 2023-12-28
  source text: On December 28, 2023, the Registrant entered into a $500,000 Business Loan and Security Agreement (the “Secured Loan”) with Alt Banq Inc., an accredited investor lending source (the “Lender”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1648087/000149315224000331/0001493152-24-000331-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.