---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-24-011316"
form_type: "8-K"
ticker: "OXBR"
cik: "0001584831"
company_name: "OXBRIDGE RE HOLDINGS Ltd"
filed_at: "2024-03-26T23:59:59+00:00"
generated_at: "2026-06-04T07:52:24.894589+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Oxbridge Re FY2023 net loss widens to $9.9M; tokenized reinsurance returns >45%

## Summary
- Net loss of $9.9M ($1.69/share) for FY2023 vs $1.8M ($0.31/share) loss in prior year.
- Net premiums earned increased to $1.255M from $995K YoY on higher reinsurance rates.
- Q4 net loss $2.67M ($0.46/sh) vs net income $678K ($0.12/sh) in Q4 2022.
- Loss ratio improved to 0% (no underwriting losses) vs 107.8% in 2022; combined ratio 185.2%.
- Delta CatRe tokens issued in 2023 expected to deliver >45% return to investors, exceeding 42% target.

## SEC filing metadata
- accession: 0001493152-24-011316
- form_type: 8-K
- ticker: OXBR
- cik: 0001584831
- company_name: OXBRIDGE RE HOLDINGS Ltd
- filed_at: 2024-03-26T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584831/000149315224011316/0001493152-24-011316-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584831/000149315224011316/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-24-011316
- JSON: https://secwatch.observer/filing/0001493152-24-011316.json
- Plain text: https://secwatch.observer/filing/0001493152-24-011316.txt

## Key facts
- Earnings Releases
  OXBRIDGE RE HOLDINGS Ltd reported the quarter and year ended December 31, 2023 results: net income net loss of $9.9 million, EPS ($1.69) per basic and diluted loss per share.
  - Period: the quarter and year ended December 31, 2023
  - Net income: net loss of $9.9 million
  - EPS: ($1.69) per basic and diluted loss per share
  - Result: reported results
  source text: the Company incurred a net loss of $9.9 million or ($1.69) per basic and diluted loss per share compared to net loss of $1.8 million or ($0.31) per basic and diluted earnings per share in the prior year.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1584831/000149315224011316/0001493152-24-011316-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.