{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-24-012351","form_type":"8-K","ticker":"SHFS","cik":"0001854963","company_name":"SHF Holdings, Inc.","filed_at":"2024-04-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.883297+00:00","generated_at":"2026-06-04T04:58:01.932482+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Safe Harbor Financial reports record 2023 revenue $17.6M (+85% YoY); net loss narrows to $17.3M","bullets":["Annual revenue $17.6M, up 85.3% YoY; Loan Book Value $55.6M, up 194.2%.","Adjusted EBITDA $3.6M, up 176.9% from $1.3M in 2022.","Q4 2023 net income $2.5M vs net loss $37.0M in Q4 2022; revenue $4.5M, up 25%.","Full-year net loss $17.3M vs $35.1M loss in 2022, driven by goodwill and impairment charges.","Terminated agreement with Central Bank in H2 2023, causing material deposit account loss; subsequent $9M and $4.6M loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-24-012351","json":"https://secwatch.observer/filing/0001493152-24-012351.json","markdown":"https://secwatch.observer/filing/0001493152-24-012351.md","text":"https://secwatch.observer/filing/0001493152-24-012351.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1854963/000149315224012351/0001493152-24-012351-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1854963/000149315224012351/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T04:58:01.932482+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"db0fb228d6ade8a0a425eff50b511c590f9a1ff7","claim":"SHF Holdings, Inc. reported preliminary financial results for the fourth quarter and full year ended December 31, 2023.","evidence_excerpt":"On April 1, 2024, SHF Holdings, Inc. (the “Company”) issued a press release announcing its preliminary earnings and other financial results for its fourth quarter and full year ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1854963/000149315224012351/0001493152-24-012351-index.htm","confidence":0.8,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter and full year ended December 31, 2023"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}