{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-24-018882","form_type":"8-K","ticker":"SHFS","cik":"0001854963","company_name":"SHF Holdings, Inc.","filed_at":"2024-05-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.884539+00:00","generated_at":"2026-06-02T02:46:39.244163+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Safe Harbor Q1 net income $2.0M (vs -$1.4M); revenue $4.1M, down 3% YoY","bullets":["Net income of $2.0M (diluted EPS $0.04) vs net loss of $1.4M in Q1 2023; adjusted EBITDA up 165% to $1.1M.","Revenue $4.1M, down 3% YoY; loan income surged 251% to $1.64M as loan book nearly tripled.","Operating expenses fell 35.8% to $3.7M; cash and equivalents $5.6M at March 31, 2024.","Originated $9M first lien secured loan in Denver and $4.6M secured credit facility in Michigan.","CEO Sundie Seefried appointed to Board of Directors on April 15, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-24-018882","json":"https://secwatch.observer/filing/0001493152-24-018882.json","markdown":"https://secwatch.observer/filing/0001493152-24-018882.md","text":"https://secwatch.observer/filing/0001493152-24-018882.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1854963/000149315224018882/0001493152-24-018882-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1854963/000149315224018882/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T02:46:39.244163+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6f160a5ac50484063f9f0451cf1758a6621a9e9e","claim":"SHF Holdings, Inc. reported first quarter ended March 31, 2024 results: revenue approximately $4.1 million, net income approximately $2.0 million.","evidence_excerpt":"announced today its financial results for the first quarter ended March 31, 2024. First Quarter 2024 Financial & Operational Summary ● Net Income increased 245% to approximately $2.0 million, compared to a net loss of approximately $1.4 million in the same period of 2023; ● Revenue was approximately $4.1 million, compared to approximately $4.2 million for the first quarter of 2023;","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1854963/000149315224018882/0001493152-24-018882-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2024"},{"label":"Revenue","value":"approximately $4.1 million"},{"label":"Net income","value":"approximately $2.0 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}