---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-24-027899"
form_type: "8-K"
ticker: "PAPL"
cik: "0001938109"
company_name: "Pineapple Financial Inc."
filed_at: "2024-07-16T23:59:59+00:00"
generated_at: "2026-05-31T20:34:45.791190+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Pineapple Financial Q3 revenue up 20.4% to $736K; net loss widens 5% to $849K

## Summary
- Revenue $736,448, up 20.43% YoY from $603,231; residential mortgage loans $377.64M (+22.72%).
- Net loss $848,605 ($0.12 loss per share) vs $808,234 ($0.13 loss per share) in Q3 2023.
- SG&A decreased 29.6% to $491,666 due to absence of IPO expenses from prior year.
- Cash position $1.05M on May 31, 2024, down from $1.70M at Aug 31, 2023.
- Nine-month revenue $1.97M (+1.73%); net loss $2.38M ($0.37 per share) vs $2.21M ($0.35).

## SEC filing metadata
- accession: 0001493152-24-027899
- form_type: 8-K
- ticker: PAPL
- cik: 0001938109
- company_name: Pineapple Financial Inc.
- filed_at: 2024-07-16T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1938109/000149315224027899/0001493152-24-027899-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1938109/000149315224027899/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-24-027899
- JSON: https://secwatch.observer/filing/0001493152-24-027899.json
- Plain text: https://secwatch.observer/filing/0001493152-24-027899.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.