{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-24-037967","form_type":"8-K","ticker":"GIFT","cik":"0001760233","company_name":"GIFTIFY, INC.","filed_at":"2024-09-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.437525+00:00","generated_at":"2026-05-31T02:07:17.938414+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"RDE enters $2M secured note with Spars Capital, 11.5% interest, related party","bullets":["Principal $2,000,000, interest 11.5%, maturity January 20, 2025; origination fee $20,000.","Note collateralized by blanket lien on all assets, subordinated to $6.459M Pathward line of credit.","Spars Capital owned by trust affiliated with director Elliot Bohm, making this a related-party transaction."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-24-037967","json":"https://secwatch.observer/filing/0001493152-24-037967.json","markdown":"https://secwatch.observer/filing/0001493152-24-037967.md","text":"https://secwatch.observer/filing/0001493152-24-037967.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1760233/000149315224037967/0001493152-24-037967-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1760233/000149315224037967/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T02:07:17.938414+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}