{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-25-004593","form_type":"8-K","ticker":"SHFS","cik":"0001854963","company_name":"SHF Holdings, Inc.","filed_at":"2025-02-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.329057+00:00","generated_at":"2026-05-27T04:07:47.940206+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Safe Harbor Financial defers principal payments on $14.5M PCCU note for Feb-Mar 2025","bullets":["Letter agreement with PCCU pauses principal payments for February and March 2025; interest continues.","Deferral improves liquidity by approximately $510,000; Company plans growth investments.","Parties discussing permanent modification of the 5-year note (original $14.5M at 4.25%).","No assurance that a final modification will be reached; no other changes to note terms."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-25-004593","json":"https://secwatch.observer/filing/0001493152-25-004593.json","markdown":"https://secwatch.observer/filing/0001493152-25-004593.md","text":"https://secwatch.observer/filing/0001493152-25-004593.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1854963/000149315225004593/0001493152-25-004593-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1854963/000149315225004593/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T04:07:47.940206+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}