---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-25-009057"
form_type: "8-K"
ticker: "SHFS"
cik: "0001854963"
company_name: "SHF Holdings, Inc."
filed_at: "2025-03-04T23:59:59+00:00"
generated_at: "2026-05-25T15:35:26.793873+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# SHF Holdings amends $14.5M note to interest-only for 2 years, maturity extended to Oct 2030

## Summary
- Amended Note provides two-year interest-only period (incl. Feb & Mar 2025); 4.25% rate unchanged.
- Expected to unlock over $6 million in cash flow that would have gone to principal amortization.
- Maturity date extended to October 5, 2030.
- PCCU President states modification supports Safe Harbor's long-term success.

## SEC filing metadata
- accession: 0001493152-25-009057
- form_type: 8-K
- ticker: SHFS
- cik: 0001854963
- company_name: SHF Holdings, Inc.
- filed_at: 2025-03-04T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1854963/000149315225009057/0001493152-25-009057-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1854963/000149315225009057/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-25-009057
- JSON: https://secwatch.observer/filing/0001493152-25-009057.json
- Plain text: https://secwatch.observer/filing/0001493152-25-009057.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.