{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-25-009785","form_type":"8-K","ticker":"SHFS","cik":"0001854963","company_name":"SHF Holdings, Inc.","filed_at":"2025-03-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.329734+00:00","generated_at":"2026-05-24T23:59:05.026041+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Safe Harbor CEO Terry Mendez details PCCU debt modification, $6M cash freed, reverse split vote March 13","bullets":["CEO Terry Mendez outlines vision to transform Safe Harbor from banking services provider into multi-faceted FinTech.","Company surpassed $25 billion in processed cannabis-related funds through partner banks over 10 years.","Debt modification with PCCU: two-year interest-only period, unlocking over $6M in cash that would have gone to principal amortization.","Debt modification extends maturity to Oct 2030, maintains interest rate at 4.25%.","Special shareholder meeting on March 13, 2025 at 4:30 p.m. ET to vote on reverse stock split for Nasdaq compliance."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-25-009785","json":"https://secwatch.observer/filing/0001493152-25-009785.json","markdown":"https://secwatch.observer/filing/0001493152-25-009785.md","text":"https://secwatch.observer/filing/0001493152-25-009785.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1854963/000149315225009785/0001493152-25-009785-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1854963/000149315225009785/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-24T23:59:05.026041+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}