---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-25-010800"
form_type: "8-K"
ticker: "MFON"
cik: "0001447380"
company_name: "MOBIVITY HOLDINGS CORP."
filed_at: "2025-03-18T23:59:59+00:00"
generated_at: "2026-05-24T13:31:39.278626+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Mobivity raises $2M via convertible notes at 15% interest due 2027

## Summary
- Issued $2M aggregate principal convertible notes to four accredited investors, including director Thomas Akin ($75K) and 5% owner Bruce Terker ($1.5M).
- Notes bear 15% simple interest, mature Dec 30, 2027, and convert into equity at a 90-day VWAP-based price.
- Automatic conversion upon qualified financing of at least $4.5M; optional conversion in a corporate transaction.
- Proceeds used to scale Connected Rewards program and for general working capital.
- Securities issued without registration under Section 4(a)(2) and Rule 506 of Regulation D.

## SEC filing metadata
- accession: 0001493152-25-010800
- form_type: 8-K
- ticker: MFON
- cik: 0001447380
- company_name: MOBIVITY HOLDINGS CORP.
- filed_at: 2025-03-18T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 3.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1447380/000149315225010800/0001493152-25-010800-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1447380/000149315225010800/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-25-010800
- JSON: https://secwatch.observer/filing/0001493152-25-010800.json
- Plain text: https://secwatch.observer/filing/0001493152-25-010800.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.