---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-25-012445"
form_type: "8-K"
ticker: "NIMU"
cik: "0000720762"
company_name: "NON INVASIVE MONITORING SYSTEMS INC /FL/"
filed_at: "2025-08-28T23:59:59+00:00"
generated_at: "2026-05-17T09:34:27.076424+00:00"
event_type: "other"
sentiment: "neutral"
materiality_score: 0.2
calibrated_materiality_score: 0.2
confidence: "high"
source: SEC EDGAR
---

# NIMS enters $25K promissory note with Frost Gamma Investments Trust at 11% interest

## Summary
- Principal $25,000, interest 11% per annum, due December 31, 2025.
- Note prepayable without penalty; proceeds for general corporate purposes.
- Related-party transaction: Frost Gamma controlled by Dr. Phillip Frost, a >10% owner.
- Payable on maturity date; all costs of collection including attorneys' fees.
- No financial impact disclosed; small-scale short-term debt financing.

## SEC filing metadata
- accession: 0001493152-25-012445
- form_type: 8-K
- ticker: NIMU
- cik: 0000720762
- company_name: NON INVASIVE MONITORING SYSTEMS INC /FL/
- filed_at: 2025-08-28T23:59:59+00:00
- event_type: other
- sentiment: neutral
- materiality_score: 0.2
- calibrated_materiality_score: 0.2
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/720762/000149315225012445/0001493152-25-012445-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/720762/000149315225012445/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-25-012445
- JSON: https://secwatch.observer/filing/0001493152-25-012445.json
- Plain text: https://secwatch.observer/filing/0001493152-25-012445.txt

## Key facts
- Debt Financings
  NON INVASIVE MONITORING SYSTEMS INC /FL/ incurred loan of $25,000.00 with Frost Gamma Investments Trust at 11% per annum maturing December 31, 2025.
  - Instrument: loan
  - Principal: $25,000.00
  - Counterparty: Frost Gamma Investments Trust
  - Rate: 11% per annum
  - Maturity: December 31, 2025
  - Event: incurrence
  source text: On August 27, 2025, Non-Invasive Monitoring Systems, Inc. (“NIMS”) entered into a Promissory Note in the principal amount of $25,000.00 with Frost Gamma Investments Trust (the “August 2025 Frost Gamma Note”)
  evidence_url: https://www.sec.gov/Archives/edgar/data/720762/000149315225012445/0001493152-25-012445-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.