{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-25-013202","form_type":"8-K","ticker":"SHFS","cik":"0001854963","company_name":"SHF Holdings, Inc.","filed_at":"2025-09-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.386080+00:00","generated_at":"2026-05-17T06:46:37.878721+00:00","sec_items":["1.01","2.03","3.02"],"event_type":"debt","sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"confidence":"high","headline":"SHF Holdings issues additional $125K convertible note with 20% OID to accredited investor","bullets":["On September 9, 2025, SHF Holdings issued a $125,000 convertible promissory note to an accredited investor.","Note carries 20% original issue discount and matures August 2026, identical to prior notes.","This adds to the $562,500 aggregate principal from the August 27, 2025 offering.","The note was sold in reliance on Section 4(a)(2) and Regulation D exemption."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-25-013202","json":"https://secwatch.observer/filing/0001493152-25-013202.json","markdown":"https://secwatch.observer/filing/0001493152-25-013202.md","text":"https://secwatch.observer/filing/0001493152-25-013202.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1854963/000149315225013202/0001493152-25-013202-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1854963/000149315225013202/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T06:46:37.878721+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7c475674eb658e65f1b38993fbd070a9ace1c04e","claim":"SHF Holdings, Inc. incurred convertible notes of $125,000 with an accredited investor at 20% original issue discount maturing August 2026.","evidence_excerpt":"On September 9, 2025, the Company issued an additional Note to an accredited investor (the “Investor”) in the principal sum of $125,000 (the “September Note”).","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1854963/000149315225013202/0001493152-25-013202-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"convertible notes"},{"label":"Principal","value":"$125,000"},{"label":"Counterparty","value":"an accredited investor"},{"label":"Rate","value":"20% original issue discount"},{"label":"Maturity","value":"August 2026"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}