---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-25-013202"
form_type: "8-K"
ticker: "SHFS"
cik: "0001854963"
company_name: "SHF Holdings, Inc."
filed_at: "2025-09-12T23:59:59+00:00"
generated_at: "2026-05-17T06:46:37.878721+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# SHF Holdings issues additional $125K convertible note with 20% OID to accredited investor

## Summary
- On September 9, 2025, SHF Holdings issued a $125,000 convertible promissory note to an accredited investor.
- Note carries 20% original issue discount and matures August 2026, identical to prior notes.
- This adds to the $562,500 aggregate principal from the August 27, 2025 offering.
- The note was sold in reliance on Section 4(a)(2) and Regulation D exemption.

## SEC filing metadata
- accession: 0001493152-25-013202
- form_type: 8-K
- ticker: SHFS
- cik: 0001854963
- company_name: SHF Holdings, Inc.
- filed_at: 2025-09-12T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 1.01, 2.03, 3.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1854963/000149315225013202/0001493152-25-013202-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1854963/000149315225013202/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-25-013202
- JSON: https://secwatch.observer/filing/0001493152-25-013202.json
- Plain text: https://secwatch.observer/filing/0001493152-25-013202.txt

## Key facts
- Debt Financings
  SHF Holdings, Inc. incurred convertible notes of $125,000 with an accredited investor at 20% original issue discount maturing August 2026.
  - Instrument: convertible notes
  - Principal: $125,000
  - Counterparty: an accredited investor
  - Rate: 20% original issue discount
  - Maturity: August 2026
  - Event: incurrence
  source text: On September 9, 2025, the Company issued an additional Note to an accredited investor (the “Investor”) in the principal sum of $125,000 (the “September Note”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1854963/000149315225013202/0001493152-25-013202-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.