{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-25-015878","form_type":"8-K","ticker":"HROW","cik":"0001360214","company_name":"HARROW, INC.","filed_at":"2025-09-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.814658+00:00","generated_at":"2026-05-17T05:22:22.848448+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Harrow enters $40M senior secured revolving credit facility with Fifth Third Bank","bullets":["Initial $40M revolving credit facility with uncommitted incremental $20M line available.","Facility matures Sept 26, 2030 or 91 days before earliest 8.625% senior notes due 2030.","Interest options: base rate + 0.25%-0.75% or SOFR + 1.25%-1.75%; unused fee 0.25%.","Secured by first-priority lien on substantially all assets of Harrow and its guarantors.","Financial covenant requires fixed charge coverage ratio of at least 1.10x monthly."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-25-015878","json":"https://secwatch.observer/filing/0001493152-25-015878.json","markdown":"https://secwatch.observer/filing/0001493152-25-015878.md","text":"https://secwatch.observer/filing/0001493152-25-015878.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1360214/000149315225015878/0001493152-25-015878-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1360214/000149315225015878/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T05:22:22.848448+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d9e05fba60599707713b6928bbcf0fd97bd610d3","claim":"HARROW, INC. incurred revolving credit of $40,000,000 initial principal amount, together with an uncommitted incremental revolving line of credit of up to $20,000 with Fifth Third Bank, National Association at floating rate equal to, at the Company’s option, either (i) a base rate plus a m maturing September 26, 2030 or, if earlier, the date that is 91 days prior to the earliest maturity date of the Company’s 8.625% senior notes due 2030.","evidence_excerpt":"On September 26, 2025, Harrow, Inc., (the \" Company \"), and subsidiaries of the Company as guarantors (\" Subsidiary Guarantors \") entered into a Credit Agreement (the \" New Credit Agreement \") with Fifth Third Bank, National Association, as administrative agent for itself and the other lenders, the letter of credit issuer, the swing line lender, the sole lead arranger and the sole bookrunner (\" Fifth Third \") providing for a senior secured revolving credit facility in the initial principal amount of $40,000,000, together with an uncommitted incremental revolving line of credit in the principal amount of up to $20,000,000.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1360214/000149315225015878/0001493152-25-015878-index.htm","confidence":0.95,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$40,000,000 initial principal amount, together with an uncommitted incremental revolving line of credit of up to $20,000"},{"label":"Counterparty","value":"Fifth Third Bank, National Association"},{"label":"Rate","value":"floating rate equal to, at the Company’s option, either (i) a base rate plus a m"},{"label":"Maturity","value":"September 26, 2030 or, if earlier, the date that is 91 days prior to the earliest maturity date of the Company’s 8.625% senior notes due 2030"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}