{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-25-016528","form_type":"8-K","ticker":"OPHC","cik":"0001288855","company_name":"OptimumBank Holdings, Inc.","filed_at":"2025-10-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.035547+00:00","generated_at":"2026-05-17T05:03:11.890317+00:00","sec_items":["5.03","9.01"],"event_type":"other","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"confidence":"medium","headline":"OptimumBank amends Series B preferred stock to conform to Series C; diluted share count affected","bullets":["Effective Oct 1, 2025, articles of incorporation amended to restate Series B preferred terms to match Series C.","Series B preferred stock now included in diluted common shares and diluted EPS calculations.","No specific financial impact disclosed; amendment filed as Exhibit 3.1."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-25-016528","json":"https://secwatch.observer/filing/0001493152-25-016528.json","markdown":"https://secwatch.observer/filing/0001493152-25-016528.md","text":"https://secwatch.observer/filing/0001493152-25-016528.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1288855/000149315225016528/0001493152-25-016528-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1288855/000149315225016528/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T05:03:11.890317+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7cbceccbe664a5cd097ee025459906740eddde16","claim":"OptimumBank Holdings, Inc.: Adopted articles of amendment to the articles of incorporation to amend and restate terms of Series B preferred stock, conforming it to Series C preferred stock and including it in diluted common shares and related financial disclosures (effective 2025-10-01).","evidence_excerpt":"Effective October 1, 2025, OptimumBank Holdings, Inc. (the “Company”) adopted articles of amendment to its articles of incorporation amending and restating the terms of the Company’s Series B preferred stock.","evidence_source":"SEC 8-K Item 5.03/5.05/5.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/1288855/000149315225016528/0001493152-25-016528-index.htm","confidence":0.9,"family_label":"Governance Changes","details":[{"label":"Change","value":"charter amendment"},{"label":"Effective","value":"2025-10-01"}],"fact_type":"governance_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}