{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-25-019939","form_type":"8-K","ticker":"TYFG","cik":"0001725262","company_name":"Tri-County Financial Group, Inc.","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.261442+00:00","generated_at":"2026-05-17T01:41:22.321888+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Tri-County Financial Q3 net income rises to $3.7M ($1.56/sh) from $3.1M; NII up 19%","bullets":["Net income $3.7M vs $3.1M YoY; EPS $1.56 vs $1.27; nine-month EPS $4.09 vs $3.33.","Net interest income $13.0M, up 19% YoY on loan repricing; NIM improvement cited.","Loans grew 3% to $1.31B; nonperforming loans at 0.54% vs 0.41% but charge-offs low.","Core deposits (ex-brokered) increased ~$38M YoY; total deposits down 0.3% due to brokered decline.","Declared $0.25/sh dividend payable Oct 9; Tier 1 leverage ratio 9.91%."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-25-019939","json":"https://secwatch.observer/filing/0001493152-25-019939.json","markdown":"https://secwatch.observer/filing/0001493152-25-019939.md","text":"https://secwatch.observer/filing/0001493152-25-019939.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1725262/000149315225019939/0001493152-25-019939-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1725262/000149315225019939/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:41:22.321888+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}