secwatch.observer — SEC 8-K summary
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Issuer:     Tri-County Financial Group, Inc. (TYFG)
CIK:        0001725262
Form:       8-K
Filed at:   2025-10-29T23:59:59+00:00
Accession:  0001493152-25-019939
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Tri-County Financial Q3 net income rises to $3.7M ($1.56/sh) from $3.1M; NII up 19%
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- Net income $3.7M vs $3.1M YoY; EPS $1.56 vs $1.27; nine-month EPS $4.09 vs $3.33.
- Net interest income $13.0M, up 19% YoY on loan repricing; NIM improvement cited.
- Loans grew 3% to $1.31B; nonperforming loans at 0.54% vs 0.41% but charge-offs low.
- Core deposits (ex-brokered) increased ~$38M YoY; total deposits down 0.3% due to brokered decline.
- Declared $0.25/sh dividend payable Oct 9; Tier 1 leverage ratio 9.91%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1725262/000149315225019939/0001493152-25-019939-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1725262/000149315225019939/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-25-019939

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