{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-25-020061","form_type":"8-K","ticker":"LARK","cik":"0001141688","company_name":"LANDMARK BANCORP INC","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.885585+00:00","generated_at":"2026-05-17T01:34:59.221147+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Landmark Bancorp Q3 EPS $0.85, net earnings $4.9M; declares $0.21 cash and 5% stock dividend","bullets":["Diluted EPS $0.85 vs $0.68 YoY; net earnings $4.9M (+25.6%); ROAA 1.21%, ROAE 13.00%.","Net interest income $14.1M (+21.5% YoY); NIM 3.83% (+53 bps); efficiency ratio improved to 60.7%.","Non-accrual loans declined $7.0M; net charge-offs $2.3M from a previously disclosed commercial loan resolution.","Board declared $0.21 cash dividend (payable Nov 26) and 5% stock dividend (Dec 15); 25th consecutive year."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-25-020061","json":"https://secwatch.observer/filing/0001493152-25-020061.json","markdown":"https://secwatch.observer/filing/0001493152-25-020061.md","text":"https://secwatch.observer/filing/0001493152-25-020061.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1141688/000149315225020061/0001493152-25-020061-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1141688/000149315225020061/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:34:59.221147+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}