---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-25-020061"
form_type: "8-K"
ticker: "LARK"
cik: "0001141688"
company_name: "LANDMARK BANCORP INC"
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:34:59.221147+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Landmark Bancorp Q3 EPS $0.85, net earnings $4.9M; declares $0.21 cash and 5% stock dividend

## Summary
- Diluted EPS $0.85 vs $0.68 YoY; net earnings $4.9M (+25.6%); ROAA 1.21%, ROAE 13.00%.
- Net interest income $14.1M (+21.5% YoY); NIM 3.83% (+53 bps); efficiency ratio improved to 60.7%.
- Non-accrual loans declined $7.0M; net charge-offs $2.3M from a previously disclosed commercial loan resolution.
- Board declared $0.21 cash dividend (payable Nov 26) and 5% stock dividend (Dec 15); 25th consecutive year.

## SEC filing metadata
- accession: 0001493152-25-020061
- form_type: 8-K
- ticker: LARK
- cik: 0001141688
- company_name: LANDMARK BANCORP INC
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1141688/000149315225020061/0001493152-25-020061-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1141688/000149315225020061/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-25-020061
- JSON: https://secwatch.observer/filing/0001493152-25-020061.json
- Plain text: https://secwatch.observer/filing/0001493152-25-020061.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.