secwatch.observer — SEC 8-K summary
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Issuer:     LANDMARK BANCORP INC (LARK)
CIK:        0001141688
Form:       8-K
Filed at:   2025-10-29T23:59:59+00:00
Accession:  0001493152-25-020061
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Landmark Bancorp Q3 EPS $0.85, net earnings $4.9M; declares $0.21 cash and 5% stock dividend
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- Diluted EPS $0.85 vs $0.68 YoY; net earnings $4.9M (+25.6%); ROAA 1.21%, ROAE 13.00%.
- Net interest income $14.1M (+21.5% YoY); NIM 3.83% (+53 bps); efficiency ratio improved to 60.7%.
- Non-accrual loans declined $7.0M; net charge-offs $2.3M from a previously disclosed commercial loan resolution.
- Board declared $0.21 cash dividend (payable Nov 26) and 5% stock dividend (Dec 15); 25th consecutive year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1141688/000149315225020061/0001493152-25-020061-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1141688/000149315225020061/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-25-020061

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