---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-25-020977"
form_type: "8-K"
ticker: "ONIT"
cik: "0000873860"
company_name: "ONITY GROUP INC."
filed_at: "2025-11-06T23:59:59+00:00"
generated_at: "2026-05-17T00:07:08.574336+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Onity reports Q3 net income of $18M; loses Rithm as subservicing client (10% of UPB)

## Summary
- Q3 net income $18M ($2.03 diluted EPS); adjusted pre-tax income $31M (adj. ROE 25%).
- Rithm Capital notified Onity it won't renew subservicing agreements effective Jan 31, 2026; $33B UPB affected (10% of total, 55% of delinquent loans).
- Servicing transfer expected Q1-Q2 2026; $8.5B UPB subject to third-party consents.
- Onity expects restructuring obligation but believes no material financial impact for full year 2026.
- Expects to exceed 2025 adj. ROE guidance of 16-18%; plans to release DTA valuation allowance by year-end.

## SEC filing metadata
- accession: 0001493152-25-020977
- form_type: 8-K
- ticker: ONIT
- cik: 0000873860
- company_name: ONITY GROUP INC.
- filed_at: 2025-11-06T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 1.02, 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/873860/000149315225020977/0001493152-25-020977-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/873860/000149315225020977/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-25-020977
- JSON: https://secwatch.observer/filing/0001493152-25-020977.json
- Plain text: https://secwatch.observer/filing/0001493152-25-020977.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.