---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-25-021064"
form_type: "8-K"
ticker: "OXBR"
cik: "0001584831"
company_name: "OXBRIDGE RE HOLDINGS Ltd"
filed_at: "2025-11-06T23:59:59+00:00"
generated_at: "2026-05-16T23:41:50.981601+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Oxbridge Re Q3 net loss narrows to $187K; expenses surge; token yields exceed targets

## Summary
- Net loss per share ($0.02) improved from ($0.09) YoY; net premiums earned $555K vs $595K.
- Nine-month combined ratio rose to 288.6% from 98% due to a full limit loss from Hurricane Milton.
- Balanced Yield Token tracking ~25% vs 20% target; High Yield Token on track for 42%.
- Total Q3 expenses jumped to $815K from $498K, driven by tokenization and legal costs.
- Company considering introducing regular quarterly dividend payouts on CatRe tokens.

## SEC filing metadata
- accession: 0001493152-25-021064
- form_type: 8-K
- ticker: OXBR
- cik: 0001584831
- company_name: OXBRIDGE RE HOLDINGS Ltd
- filed_at: 2025-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584831/000149315225021064/0001493152-25-021064-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584831/000149315225021064/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-25-021064
- JSON: https://secwatch.observer/filing/0001493152-25-021064.json
- Plain text: https://secwatch.observer/filing/0001493152-25-021064.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.