secwatch.observer — SEC 8-K summary
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Issuer:     SHF Holdings, Inc. (SHFS)
CIK:        0001854963
Form:       8-K
Filed at:   2025-11-12T23:59:59+00:00
Accession:  0001493152-25-022010
Event type: other_material
Sentiment:  positive
Materiality: 0.75
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Safe Harbor Financial reports Q3 net profit, $24M recap, $6.8M cash
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- Completed $24M recapitalization eliminating $19M debt; Nasdaq compliance re-established.
- $6.8M cash as of Sep 30, fully received by Oct 8, funding next 12 months.
- Q3 net income $179,508 ($0.06 diluted EPS) including $3.3M gain on settlement.
- Average deposit balances $108M (+6% QoQ); active accounts 774 (+2% QoQ).
- CEO Terry Mendez presenting at Trickle Research Conference Nov 13, to discuss growth strategy.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1854963/000149315225022010/0001493152-25-022010-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1854963/000149315225022010/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-25-022010

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer