{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-25-022314","form_type":"8-K","ticker":"FIGR","cik":"0002064124","company_name":"Figure Technology Solutions, Inc.","filed_at":"2025-11-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.502743+00:00","generated_at":"2026-05-16T20:41:28.039982+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Figure Tech Solutions Q3 Net Income +227% to $90M; EBITDA margin 55%","bullets":["Net Revenue $156M (+55% YoY); Net Income $90M (+227%); diluted EPS $0.34.","Adjusted EBITDA $86M (+75%); margin 55% (up 10.5 p.p. YoY).","Consumer Loan Marketplace volume $2.5B (+70%); Figure Connect $1.1B (46% of total).","IPO closed Sept 12, 2025; 36M shares issued, net proceeds $663M.","$YLDS balance nearing $100M; new partnerships with Sui and Solana Foundations."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-25-022314","json":"https://secwatch.observer/filing/0001493152-25-022314.json","markdown":"https://secwatch.observer/filing/0001493152-25-022314.md","text":"https://secwatch.observer/filing/0001493152-25-022314.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2064124/000149315225022314/0001493152-25-022314-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2064124/000149315225022314/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T20:41:28.039982+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}