---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-25-022314"
form_type: "8-K"
ticker: "FIGR"
cik: "0002064124"
company_name: "Figure Technology Solutions, Inc."
filed_at: "2025-11-13T23:59:59+00:00"
generated_at: "2026-05-16T20:41:28.039982+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Figure Tech Solutions Q3 Net Income +227% to $90M; EBITDA margin 55%

## Summary
- Net Revenue $156M (+55% YoY); Net Income $90M (+227%); diluted EPS $0.34.
- Adjusted EBITDA $86M (+75%); margin 55% (up 10.5 p.p. YoY).
- Consumer Loan Marketplace volume $2.5B (+70%); Figure Connect $1.1B (46% of total).
- IPO closed Sept 12, 2025; 36M shares issued, net proceeds $663M.
- $YLDS balance nearing $100M; new partnerships with Sui and Solana Foundations.

## SEC filing metadata
- accession: 0001493152-25-022314
- form_type: 8-K
- ticker: FIGR
- cik: 0002064124
- company_name: Figure Technology Solutions, Inc.
- filed_at: 2025-11-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2064124/000149315225022314/0001493152-25-022314-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2064124/000149315225022314/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-25-022314
- JSON: https://secwatch.observer/filing/0001493152-25-022314.json
- Plain text: https://secwatch.observer/filing/0001493152-25-022314.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.