---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-25-028637"
form_type: "8-K"
ticker: "BNAI"
cik: "0001838163"
company_name: "Brand Engagement Network Inc."
filed_at: "2025-12-22T23:59:59+00:00"
generated_at: "2026-05-16T12:27:18.734627+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# BEN reduces Q4 2025 liabilities by ~$2.5M via debt-to-equity conversions

## Summary
- Converted $1.25M of debt and liabilities into equity at $2.10/share; $899,934 in loans and $350,070 in short-term liabilities satisfied.
- Investors include BEN Capital Fund, Joseph Bevash, Michael Reinberger, others; warrants issued with 90-day expiration at $2.10.
- Additional reductions: $504,684 affiliate debt converted (Dec 18), $250,010 accounts payable reduction, $487,306 vendor obligations.
- Total Q4 2025 liability reduction is $2,492,004, strengthening balance sheet and operational flexibility.

## SEC filing metadata
- accession: 0001493152-25-028637
- form_type: 8-K
- ticker: BNAI
- cik: 0001838163
- company_name: Brand Engagement Network Inc.
- filed_at: 2025-12-22T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 3.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1838163/000149315225028637/0001493152-25-028637-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1838163/000149315225028637/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-25-028637
- JSON: https://secwatch.observer/filing/0001493152-25-028637.json
- Plain text: https://secwatch.observer/filing/0001493152-25-028637.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.