{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-25-029106","form_type":"8-K","ticker":"STCB","cik":"0001539850","company_name":"Starco Brands, Inc.","filed_at":"2025-12-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.689511+00:00","generated_at":"2026-05-16T12:15:20.269805+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Starco Brands enters $5M bridge loan from CEO's company; $4.5M initial to pay off Gibraltar debt","bullets":["Bridge loan up to $5M from The Starco Group, Inc. (CEO Ross Sklar sole shareholder); initial draw $4.5M.","Proceeds to repay Gibraltar Business Capital loan and boost working capital.","Interest rate lesser of prime+4.25% p.a. or highest lawful rate; monthly interest payments start Jan 2026.","Principal payments begin Jan 2027 ($28K/mo), escalating to $66K/mo in 2030; maturity 5 years from Dec 22, 2025.","Related-party transaction disclosed; delayed drawdowns up to $500K possible through Dec 31, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-25-029106","json":"https://secwatch.observer/filing/0001493152-25-029106.json","markdown":"https://secwatch.observer/filing/0001493152-25-029106.md","text":"https://secwatch.observer/filing/0001493152-25-029106.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1539850/000149315225029106/0001493152-25-029106-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1539850/000149315225029106/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T12:15:20.269805+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"30ab6330a687def98fcb267b766396d880cb3c97","claim":"Starco Brands, Inc. incurred loan of up to $5,000,000 with The Starco Group, Inc. at Prime Rate plus 4.25% per annum maturing the five-year anniversary of the date of the Promissory Note.","evidence_excerpt":"(the “ Promissory Note ”) with The Starco Group, Inc., a Wyoming corporation (“ Lender ”). The Promissory Note provides for a bridge term loan in the principal amount of up to $5,000,000 (the “ Bridge Loan ”), with an initial disbursement of $4,500,000. The proceeds from the Bridge Loan will be used to pay off or down certain indebtedness of the Company,","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1539850/000149315225029106/0001493152-25-029106-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"loan"},{"label":"Principal","value":"up to $5,000,000"},{"label":"Counterparty","value":"The Starco Group, Inc."},{"label":"Rate","value":"Prime Rate plus 4.25% per annum"},{"label":"Maturity","value":"the five-year anniversary of the date of the Promissory Note"},{"label":"Event","value":"incurrence"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}