---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-25-029106"
form_type: "8-K"
ticker: "STCB"
cik: "0001539850"
company_name: "Starco Brands, Inc."
filed_at: "2025-12-23T23:59:59+00:00"
generated_at: "2026-05-16T12:15:20.269805+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Starco Brands enters $5M bridge loan from CEO's company; $4.5M initial to pay off Gibraltar debt

## Summary
- Bridge loan up to $5M from The Starco Group, Inc. (CEO Ross Sklar sole shareholder); initial draw $4.5M.
- Proceeds to repay Gibraltar Business Capital loan and boost working capital.
- Interest rate lesser of prime+4.25% p.a. or highest lawful rate; monthly interest payments start Jan 2026.
- Principal payments begin Jan 2027 ($28K/mo), escalating to $66K/mo in 2030; maturity 5 years from Dec 22, 2025.
- Related-party transaction disclosed; delayed drawdowns up to $500K possible through Dec 31, 2026.

## SEC filing metadata
- accession: 0001493152-25-029106
- form_type: 8-K
- ticker: STCB
- cik: 0001539850
- company_name: Starco Brands, Inc.
- filed_at: 2025-12-23T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1539850/000149315225029106/0001493152-25-029106-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1539850/000149315225029106/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-25-029106
- JSON: https://secwatch.observer/filing/0001493152-25-029106.json
- Plain text: https://secwatch.observer/filing/0001493152-25-029106.txt

## Key facts
- Debt Financings
  Starco Brands, Inc. incurred loan of up to $5,000,000 with The Starco Group, Inc. at Prime Rate plus 4.25% per annum maturing the five-year anniversary of the date of the Promissory Note.
  - Instrument: loan
  - Principal: up to $5,000,000
  - Counterparty: The Starco Group, Inc.
  - Rate: Prime Rate plus 4.25% per annum
  - Maturity: the five-year anniversary of the date of the Promissory Note
  - Event: incurrence
  source text: (the “ Promissory Note ”) with The Starco Group, Inc., a Wyoming corporation (“ Lender ”). The Promissory Note provides for a bridge term loan in the principal amount of up to $5,000,000 (the “ Bridge Loan ”), with an initial disbursement of $4,500,000. The proceeds from the Bridge Loan will be used to pay off or down certain indebtedness of the Company,
  evidence_url: https://www.sec.gov/Archives/edgar/data/1539850/000149315225029106/0001493152-25-029106-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.